A financial institution that cares

Here at People's Choice, our team is here to help you not only with your financial needs, but with achieving your financial plans for the future. We're proudly 100% member-owned, which means what's ours is yours. 

We know sporting clubs and community groups are an integral part of helping everyone be their best. As part of our involvement with your People's Choice affiliated club, we've put together a series of unique offers for club members that can help you kick your financial goals.

  • From setting a budget, creating a savings plan, managing debts & making long-term goals, we’re here to help take care of your financial wellbeing.
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  • Learn more about spotting and avoiding scams. Learn more about our anti-fraud measures which help protect our members, and rest assured that your banking is in safe hands.
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  • Whether you're saving for a small goal or a large one, we've got a range of savings accounts that can help get you there. From fee free options to great interest rates, there's a way to meet your savings goals with People's Choice.
    Learn more

Offers and tips for our Sporting and Community Group members

More offers to help you

We have included a range of additional offers below to help the people that help us. Please take a look, and to get in touch, fill out the form at the end of the page, and we'll reach out.

  • $1000 Refinance Rebate Offer

    Receive a $1000 rebate when you apply to refinance a Home or Investment loan to us

  • $50 Deposit Offer

    Earn $50 when you join and open a new Everyday Living Account

    Learn more

  • 0.10% p.a. home loan discount

    Access an additional 0.10% p.a. interest rate discount on new home loans

  • $0 Application Fee on Non-Package Home Loans

    Pay no application fee on a new home loan product

    Learn more

  • $0 Personal Loan Application Fee

    Pay no application fee on a Discounted Personal Loan product (Car Loan).
    Learn more

  • Protect and cover

    Life can throw little surprises your way. We've got a range of insurance to help you protect what's important to you. Whether it's your place, an investment, a ride or a trip away, we've got insurance that can help protect what matters.
    Learn more

  • Term Deposit Special Rates

    0.10% on top of advertised rates for new term deposits
    Learn more

  • $0 Personal Loan Application Fee

    Pay no application fee on a Discounted Personal Loan product (Car Loan).
    Learn more

  • Protect and cover

    Life can throw little surprises your way. We've got a range of insurance to help you protect what's important to you. Whether it's your place, an investment, a ride or a trip away, we've got insurance that can help protect what matters.
    Learn more

  • Term Deposit Special Rates

    0.10% on top of advertised rates for new term deposits
    Learn more

  • $1000 Refinance Rebate Offer

    Receive a $1000 rebate when you apply to refinance a Home or Investment loan to us

  • $50 Deposit Offer

    Earn $50 when you join and open a new Everyday Living Account

    Learn more

  • 0.10% p.a. home loan discount

    Access an additional 0.10% p.a. interest rate discount on new home loans

  • $0 Application Fee on Non-Package Home Loans

    Pay no application fee on a new home loan product

    Learn more

  • $0 Personal Loan Application Fee

    Pay no application fee on a Discounted Personal Loan product (Car Loan).
    Learn more

  • Protect and cover

    Life can throw little surprises your way. We've got a range of insurance to help you protect what's important to you. Whether it's your place, an investment, a ride or a trip away, we've got insurance that can help protect what matters.
    Learn more

  • Term Deposit Special Rates

    0.10% on top of advertised rates for new term deposits
    Learn more

  • $1000 Refinance Rebate Offer

    Receive a $1000 rebate when you apply to refinance a Home or Investment loan to us

  • $50 Deposit Offer

    Earn $50 when you join and open a new Everyday Living Account

    Learn more

  • 0.10% p.a. home loan discount

    Access an additional 0.10% p.a. interest rate discount on new home loans

Get in touch to see how we can help today.

If you're ready to see how we could help you kick your financial goals, fill out the form below and we'll be in touch.
    Get in touch and get started

    Thank you for your interest. Fill out your details below and we will be in touch with you shortly.

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    By clicking send, I acknowledge that I have read and agree to the Privacy Notice below^ *
    ^Privacy Notice: People’s Choice Credit Union is collecting the above information so that we may respond to your enquiry and provide information in relation to products and services we provide. We will only use this information, unless you are already a member or subsequently decide to obtain a service or product from us,  to respond to your enquiry and to contact you from time to time to provide you with information about services and products which may be of interest to you (including products and services of third parties). We may not be able to contact you if you do not provide to us this information. You can opt out of receiving direct marketing from us at any time. We disclose your personal information to relevant members of our staff. We may also disclose your personal information to agents, contractors, government agencies and bodies  who assist us in our dealings with you. Our Privacy Policy (which you can obtain at this link, in branch or by contacting us on 13 11 82 and asking for a copy) contains more information on how you can access and correct your personal information, how we use your personal information (including how to opt out of marketing), how to complain if you believe we’ve breached our privacy obligations, and how we deal with complaints. It also provides more detail on how we manage and protect your personal information if you are interested. People's Choice address is 50 Flinders St, Adelaide, 5000.

    Guides and tools

    Important to know

    • $1,000 Refinance Rebate Offer is available to People's Choice members, including new members, who apply for a People's Choice Home or Investment loan product between 23/01/2024 and by 5:00pm ACST 30 June 2025 with the loan fully drawn down by 5:00pm (ACST) on 30 September 2025. $1,000 refinance rebate available for a home or investment loan with a minimum loan amount of $250,000 and the Loan To Value (LVR) is <80.00%. Excludes Bridging, Construction loans and Business loans ,refinances of existing People's Choice loans or any existing Heritage Bank loans and loans originated through the People$apos;s Choice or Heritage Bank broker network. Each individual person may only receive a maximum of one (1) offer across all account holders in the case of joint accounts or multiple accounts and 1 in any 12 month period. Full offer terms & conditions are available upon request. You should consider the Lending Terms & Conditions available at peopleschoice.com.au. Offer is available for all current registered members of Business Development groups approved by People$apos;s Choice. Offer may change or be withdrawn at any time. 
    • Our $50 Deposit Match Offer please see member eligibility criteria below: Open a new membership and any transaction or savings account between 01/04/2025 and 11:59pm 30/06/2025 (‘the offer period’) with People&s Choice Credit Union. Eligible members will receive a $50 credit into the eligible account. The following limits apply: Each individual person may only receive a maximum of one (1) single payment of $50 (across all account holders in the case of joint accounts or multiple accounts). Each of the $50 payments will be credited to the newly opened account within 60 days of the criteria being met. If the account has been closed before the payment is made, no payment will be made. Heritage & People's Choice employees are ineligible for this offer. This information and advice is provided without reference to your personal circumstances so you should consider whether the product fits your objectives, financial situation and needs before making any decision about whether to acquire it. You should consider the terms and conditions available at peopleschoice.com.au. Offer is available for current registered members of sporting and community groups approved by People’s Choice. Offer may change or be withdrawn at any time.
    • Additional 0.10 % pa. off Interest Rate Offer is only available to People's Choice members, including new members, who apply for a People's Choice Home or Investment loan product between 01/04/2025 and by 5:00pm CST 30/06/2025 with settlement within 90 days of application being approved. New business only. Minimum total borrowing amount must be $100,000 for package product or $150,000 for Basic Variable product. Excludes standard variable, bridging or business loans. The additional 0.10% p.a. off People's Choice advertised home or investment rates are applicable at the time of application. Each individual person may only receive a maximum of one (1) offer across all account holders in the case of joint accounts or multiple accounts. Interest rates applicable are available at peopleschoice.com.au/rates. You should consider the Lending Terms & Conditions available at peopleschoice.com.au. Offer is available for current registered members of sporting and community groups approved by People’s Choice. Offer may change or be withdrawn at any time.
    • $0 Application Fee on Non-Package Home Loans Offer is available to People’s Choice members, including new members, who apply for any People’s Choice non-packaged home loan product on or before 30/06/2025. Minimum total borrowing amount must be $150,000. Terms and conditions, fees, charges, lending criteria apply. Offer is available for current registered members of sporting and community groups approved by People’s Choice. Offer may change or be withdrawn at any time.
    • $0 Personal Loan Application Fee Offer is available to People’s Choice members, including new members, who apply for any People’s Choice personal loan product by 30/06/2025. $0 Personal Loan Application Fee offer represents a saving of $250. Terms and conditions, fees, charges and lending criteria apply. Offer is available for current registered members of sporting and community groups approved by People’s Choice business development initiatives only. Offer may change or be withdrawn at any time.
    • General Insurance Policy terms, limits, conditions, acceptance criteria and exclusions apply. Insurance products are issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227681, under the CGU brand. You should consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for an insurance product, available at peopleschoice.com.au or from any People’s Choice Credit Union branch, before deciding whether to acquire it. Any financial product advice in this material has been prepared without taking account of your objectives, financial situation or needs, so before acting on it you should consider the appropriateness of it having regard to those matters. All our insurance issuers pay commission at rates which range from 0% - 25% of the base premium. The commission rate varies depending on the type of insurance.
    • 0.1% Term Deposit Rate Offer is available exclusively for current registered members of sporting and community groups approved by People’s Choice and only available to People’s Choice members, including new members, who apply for any People’s Choice Term Deposit product by 30/06/2025. Terms and conditions, including a minimum opening deposit of $5,000 ($1,000 if you are under 25 years), apply. The bonus rate will be applied in addition to our carded rate on the selected term and is not available with any other offer. You must provide a minimum of 31 days’ notice to access funds prior to maturity. If the deposit or any part of it is withdrawn prior to maturity, fees & charges may apply. This information is provided without reference to your personal circumstances so you should consider whether the product fits your objectives, financial situation and needs before making any decision about whether to acquire it. You should consider the Term Deposit Accounts Terms & Conditions available at peopleschoice.com.au.